Business Checking and Savings Accounts
The Farmers State Bank of Waupaca has been helping businesses get a start in Waupaca since 1911. We have a knowledgeable staff that take the time to find the right program for you.
Small Business Account
- This account is designed for new businesses and for business accounts with low activity.
- $100 minimum deposit to open account
- Average balance under $100.00
- $5.00/month
- Farmers State Bank can set-up businesses to accept MasterCard/VISA. Prices vary by card volume and merchant category.
- To open an account today, please fill out our online form.
Business Analysis Account
- This account is designed for business accounts with average or high volume levels.
- You will receive an analysis Earnings Credit on your average daily collected balance that will offset part or all of your month's charges.
- Farmers State Bank can set-up businesses to accept MasterCard/VISA. Prices vary by card volume and merchant category.
- To open an account today, please fill out our online form.
Organizational/Club/Non-Profit Account
- $100 minimum deposit to open account
- No minimum balance required
- No monthly charges
- No per item charges
- To open an account today, please fill out our online form.
Savings Account
- $100.00 minimum deposit to open accounts
- Preprinted savings & withdrawal tickets
- Simple interest paid quarterly
- Average Balance under $100.00
- $2.00 per month
- For current rates, please view our Deposit Rate sheet online or call 715.258.1400.
- To open an account today, please fill out our online form.
Regular Money Market Account*
- Minimum Deposit of $1,000.00 to open account
- Average Balance under $1,000.00
- $10.00/month Daily
- Balance under $1,000.00 will earn NOW Account Interest
- For current rates, please view our Deposit Rate sheet online or call 715.258.1400.
- To open an account today, please fill out our online form.
* IMPORTANT NOTICE: Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.
Super Saver Money Market Account*
- Minimum Deposit of $1,000.00 is required to open account
- The more money you keep in your Super Savers MMDA, the higher your interest rate.
- The interest paid for each balance tier are determined by the bank daily.
- For current rates, please view our Deposit Rate sheet online or call 715.258.1400.
- To open an account today, please fill out our online form.
| Balance/Interest Rate Tiers | Monthly Service Charge |
| Under $10,000 | None |
| $10,000 - $19,999 | None |
| Over $20,000 | None |
* IMPORTANT NOTICE: Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.
Certificates of Deposit (CDs)
CDs are a safe and secure way to save money. They come in different terms to match when you need the money. There are penalties for early withdrawal. Rates are subject to change, but the rate will be locked when you open your CD.
For current rates, please view our Deposit Rate sheet online or call 715.258.1400. To open an account today, please fill out our online form.
| Terms | Minimum Balance |
| 3 month | $2,500.00 |
| 6 month | $2,500.00 |
| 9 month | $5,000.00 |
| 12 month | $1,000.00 |
| 15 month | $5,000.00 |
| 18 month | $1,000.00 |
| 24 month | $2,500.00 |
| 36 month | $2,500.00 |
| 48 month | $5,000.00 |
| 60 month | $5,000.00 |
Other terms may be available at different times |
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