Checking Accounts

Direct Deposit transactions can be accepted with any of these checking accounts.
All checking accounts have Check Safekeeping (where we keep your canceled checks at the bank) unless you request your checks back. If you have Email Statement you will receive a check image statement where you will see pictures of all your canceled checks.
To learn more, contact us electronically or call (715) 258-1400.
To open an account today, please fill out our online form.
Transaction Account Guarantee Program Notice - Farmers State Bank of Waupaca is participating in the FDIC's Transaction Account Guarantee Program. Under the program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Customers 50 years of age or better
$100 minimum deposit to open account
Free Classic Plus checks - wallet style
Free Services
- Travelers checks, photocopies (limited to 15 per month), checkbook balancing, telephone transfers, stop payment orders, personal money orders (limited to 6 per month), medallion and signature guarantee, notary service and gift checks
No service charge with:
- Average balance of $1,000.00 or more in your interest-bearing Classic Plus Checking Account or
- Average balance of $5,000.00 in any combination of Farmers State Bank deposit accounts
If balance requirements are not met, there is a $7.50 monthly fee.
To open an account today, please fill out our online form.

$100 minimum deposit to open account
Interest-bearing checking account (for our current rate please view our Deposit Rate sheet online, call 715-258-1400 or email us at banking@fsbwaupaca.com)
Average balance under $500.00
- $5.00/month
To open an account today, please fill out our online form.

Farmers State Bank