Checking Accounts

[Free Checking]    [Regular Checking]     [Winner Club]

[Classic Plus]    [Regular NOW Account Checking]

[Regular MMDA's]    [Super Saver MMDA]
 

Direct Deposit transactions can be accepted with any of these checking accounts.

Check Safekeeping (where we keep your canceled checks at the bank) is available with all accounts.

Free Checking

$100 minimum deposit to open account
No minimum balance required
No monthly charges
No per item charge
Check Safekeeping required

Regular Checking

$100 minimum deposit to open account
Average Balance under $200.00
$3.00 per month
Plus $0.25 per check paid
Senior Citizens (62 years or older)
No charge

Winner Club Checking

$100 minimum deposit to open account
Unlimited check writing
No minimum balance required
Free Winner Club checks
Interest bearing checking account for daily balance of $500.00 or more
$10,000 Accidental Death Insurance
National Discount Program
Emergency Cash Advance Service
Membership $8.00/month
Senior Membership (62+) $4.00/month

Classic Plus Checking Account

Customers 50 years of age or better
$100 minimum deposit to open account
Free Classic Plus checks
Newsletter
Travel Opportunities
Free Services
Travelers checks, photocopies (limited to 15 per month), checkbook balancing, telephone transfers, stop payment orders, personal money orders (limited to 6 per month), medallion and signature guarantee, notary service and gift checks
No service charge with:
Average balance of $1,000.00 or more in your interest-bearing Classic Plus Checking Account or
Average balance of $5,000.00 in any combination of Farmers State Bank deposit accounts
If balance requirements are not met, there is a $7.50 monthly fee.

Regular NOW Account Checking

$100 minimum deposit to open account
Interest-bearing checking account (for our current rate please call 715-258-1400 or email us at banking@fsbwaupaca.com)
Average balance under $500.00
$5.00/month

Regular MMDA*

Minimum Deposit of $1,000.00 to open account
Average Balance under $1,000.00
$10.00/month
Daily Balance under $1,000.00 will earn NOW Account Interest
For our current rate please call 715-258-1400 or email us at banking@fsbwaupaca.com

*  IMPORTANT NOTICE:  Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.

Super Saver MMDA*

Minimum Deposit of $1,000.00 is required top open account

                Balance/Interest Rate Tiers                     Monthly Service Charge

                Under $10,000                                                     None
                $10,000 - $19,999                                               None
                Over $20,000                                                       None

The more money you keep in your Super Savers MMDA, the higher your interest rate.   The interest paid for each balance tier are determined by the bank daily.
For our current rates please call 715-258-1400 or email us at banking@fsbwaupaca.com

*  IMPORTANT NOTICE:  Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties.

Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.  What this means to you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your driver's license or other identifying documents.

[Free Checking]    [Regular Checking]     [Winner Club]

[Classic Plus]    [Regular NOW Account Checking]

[Regular MMDA's]    [Super Saver MMDA]

 

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Farmers State Bank of
Waupaca, Wild Rose & Fremont

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