Loan Information

[Consumer]     [Real Estate Mortgage]    [Home Equity]    [WHEDA Loans]


Consumer Loans

Types

Single Payment Notes (i.e. 30 day, 90 day, 6 months)
Installment Loans - 1 to 5 years

Purpose

Automobiles/Motorcycles
Recreational Vehicles
Boats/Snowmobiles
Personal Loans
Major Purchases

Other Consumer Loans

Personal Reserve Account (PRA) - overdraft protection
Student Loans
MasterCard/VISA Credit Cards

Rates

For our current rates please call (715) 258-1400 or email us at banking@fsbwaupaca.com


Real Estate Mortgages

For

1-4 Family Residential
Vacation Homes
Rental Properties
Commercial and Agricultural Properties
Vacant Land

Purposes

Construction
Purchase
Refinance
Remodel

Terms*

Fixed and adjustable rate loans available
No minimum loan amounts
Down payments vary from 5 to 30%

*  Actual rates and terms vary dependent upon property type and programs available.

Rates

For our current rates please call (715) 258-1400 or email us at banking@fsbwaupaca.com


Home Equity Loans

What is it?

Loan secured by real estate
First or second mortgage

Types

Closed-end - Term loan amortized over specific time frame
Open-end Advantage Account - Revolving line of credit

Purpose

Remodel
Debt Consolidation
Vacation
Education
Major Purchases

Advantages

Tax deductible **
Convenience
Can use the money for a wide variety of reasons and items

**  Please consult your tax advisor regarding the deductibility of interest.

Rates

For our current rates please call (715) 258-1400 or email us at banking@fsbwaupaca.com


WHEDA Loans

We do offer WHEDA loans.  The WHEDA web site has very helpful information about this program.  One of our Loan Officers can help you get started with the process.  You can contact us at banking@fsbwaupaca.com or give us a call at (715) 258-1400.

 

[Consumer]     [Real Estate Mortgage]    [Home Equity]    [WHEDA Loans]

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Farmers State Bank of
Waupaca, Wild Rose & Fremont

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