Young professionals meeting

Business Checking and Savings

Farmers State Bank has been helping businesses get a start in Waupaca since 1911. Whether you are a new start up or have been in business for a long time we have the knowledgeable staff that will take the time to find the right program for you.

Business Checking

Business Checking Options
Options Small Business Checking Business Analysis Checking Organizational/Club/Non-Profit Checking
Minimum Deposit to Open Account $100 $100 $100
Balance Requirement $100 $100  
Debit Card
Fees (Monthly) $5.00 (if balance requirement not met) Varies depending on services $0
  Learn More Learn More Learn More

Small Business Checking

  • This account is designed for new businesses and for business accounts with low activity.
  • $100 minimum deposit to open account
  • Balance Requirement
    • Average balance of $100.00
  • Monthly fee of $5.00 if balance requirement not met
  • Debit Card
  • Farmers State Bank can set-up businesses to accept MasterCard/Visa payments. Prices vary by card volume and merchant category.

Apply for Small Business Checking

Business Analysis Checking

  • This account is designed for business accounts with average or high volume levels.
  • $100 minimum deposit to open account
  • Balance Requirement
    • Average balance of $100.00
  • Monthly fees vary depending on the services provided by Farmers State Bank
    • You will receive an analysis Earnings Credit on your average daily collected balance that will offset part or all of your monthly charges.
  • Debit Card
  • Farmers State Bank can set-up businesses to accept MasterCard/Visa payments. Prices vary by card volume and merchant category.

Apply for Business Analysis Checking

Organizational/Club/Non-Profit Checking

  • This account is designed for organizations, clubs, associations, and non-profits.
  • $100 minimum deposit to open account
  • No minimum balance required
  • No monthly fees
  • Debit Card

Apply for Organizational/Club/Non-Profit Checking

Business Savings

  • This account is designed for any type of business, organization, club, association, or non-profit.
  • $100 minimum deposit to open account
  • Balance Requirement
    • Average balance of $100.00
  • Monthly fee of $2.00 if balance requirement not met
  • Interest Bearing account - see Deposit Rates
  • Preprinted savings and withdrawal tickets
  • ATM Card

Apply for Business Savings

Contact Us

Contact one of our Personal Bankers today to learn more about our accounts and set up an appointment to open a new account. Personal Bankers