Balanced checkbook with calculator

Personal Checking

Are you looking for a checking account that fits your needs and has convenient services such as Online Banking and Mobile Banking?

Farmers State Bank offers a variety of accounts that are flexible and secure. Find the checking account that is right for you.

Personal Checking Options Table
Options Smart Checking Secure Checking Regular NOW Checking Classic Plus Checking
Open a Checking Account Open a Smart Checking Open a Secure Checking Open a Regular NOW Checking Open a Classic Checking
Minimum Deposit to Open Account $100 $100 $100 $100
**Required Average Daily Balance to avoid service charge      $500 $1,000 or $5,000 in all deposit accounts
Interest Bearing    
Free Checks      
ID Protect®      
Debit Card
Account Requirement Direct Deposit or eStatements None None 50 years of age or older
*Inactivity Fee $5.00 $5.00    
Fees and/or Service Charges $3.00 per month if account requirement not met $5.00 per month  **$5.00 per month if balance requirement not met **$7.50 per month if balance requirement not met
Click for More Details Learn More Learn More Learn More Learn More

*Inactivity Fee: A monthly fee of $5.00 will be charged each statement cycle in which the account is inactive. Inactive is described as having no deposits or withdrawals for 6 months.

Smart Checking

  • Debit Card
  • Direct Deposit
  • Online Banking
  • Mobile Banking
  • eStatements
  • Bill Pay (Fee of $5.00 per month applies if not enrolled in eStatements)

Apply for a Smart Checking account

Secure Checking

  • ID Protect® - Identity Theft Protection Service
  • Debit Card
  • Direct Deposit
  • Online Banking
  • Mobile Banking
  • eStatements
  • Bill Pay (Fee of $5.00 per month applies if not enrolled in eStatements)
  • Apply for a Secure Checking account

    Regular NOW Checking

    • Interest-bearing account - see Deposit Rates
    • Debit Card
    • Direct Deposit
    • Online Banking
    • Mobile Banking
    • eStatements
    • Bill Pay (Fee of $5.00 per month applies if not enrolled in eStatements)

    Apply for a Regular NOW Checking account

    Classic Checking

  • Free Classic checks - wallet style
  • Included Services
    • Photocopies (limited to 15 per month)
    • Checkbook balancing
    • Stop payment orders
    • Personal money orders (limited to 6 per month)
  • Interest-bearing account - see Deposit Rates
  • Direct Deposit
  • Online Banking
  • Mobile Banking
  • eStatements
  • Bill Pay (Fee of $5.00 per month applies if not enrolled in eStatements)
  • Apply for a Classic Checking account

    Contact Us

    Contact one of our Personal Bankers today to learn more about our accounts and set up an appointment to open a new account. Personal Bankers

     

    chat Chat With FSB!