House at night

Mortgages

Whether you are looking to purchase or build your first home or an investment property let one of our local, knowledgeable and experienced lenders help you find a loan that fits your needs.

We Offer

  • 1-4 Family Residential
  • Vacation Homes
  • Investment Properties
  • Vacant Land

Terms*

  • Fixed and adjustable rate loans available
  • No minimum loan amounts

*Actual rates and terms may vary depending upon property type and programs available.

Rates

For current rates, please call (715) 258-1400 and ask for our loan department.

Apply Today

To apply for a Mortgage Loan today, please complete our online application. Farmers State Bank of Waupaca NMLS #485154.

Meet Our Lending Team

Mortgage Checklist

  • Completed Application
  • 2 most recent paystubs within the last 30 days
  • 2 most recent checking & savings statements
  • Last 2 years of W2s
  • If self employed last 2 years of tax returns (include all pages)
  • Social Security and or Pension award letters
  • Investment, IRA, 401K statements
  • Drivers license for all applicants
  • Signed Borrowers Certification & Authorization
  • Signed & completed Request for Tax Transcripts
  • Signed Right to Receive Copy of Appraisal
  • Signed Appraisal Delivery Waiver
  • Accepted offer to purchase
  • Proof of homeowners insurance coverage
  • Additional items if requested by underwriters