Soil covered stack of coins sprouts growing plants

Personal Savings

Are you looking for a savings account that fits your needs and has convenient services such as Online Banking and Mobile Banking?

Farmers State Bank offers a variety of accounts that are flexible and secure. Find the savings account that is right for you.

Personal Savings Options Table
Options Regular Savings Combo Savings Cool Cash Savings Christmas Club
Age Requirement Ages 24+ Ages 12 & under Ages 13 to 24  
Minimum deposit to open account $100 $5 $5 $5
Interest Bearing
Balance Requirement $100 $25 $25  
Fees (Monthly) $2.00 (if balance requirement not met) $1.00 (if balance requirement not met) $1.00 (if balance requirement not met) $0
Click for More Details Regular Savings Combo Savings Cool Cash Savings Christmas Club

Regular Savings

  • $100 minimum deposit to open account
  • Balance requirement
    • $100.00 minimum balance
  • Monthly Fee of $2.00 if balance requirement is not met
  • Interest Bearing account - see Deposit Rates
  • ATM Card
  • Direct Deposit
  • Online Banking
  • Mobile Banking
  • eStatements

Apply for a Regular Savings account

Combo Savings

  • Ages 12 and under
  • $5.00 minimum deposit to open account
  • Open account with $25.00 and receive a free gift
  • Balance Requirement
    • $25.00 minimum balance
  • Monthly fee of $1.00 if balance requirement not met
  • Interest bearing account - see Deposit Rates
  • Account automatically converted to our Cool Cash Account on your 13th birthday

Apply for a Combo Savings account Today

Cool Cash Savings

  • Ages 13 to 14
  • $5.00 minimum deposit to open account
  • Balance requirement
    • $25.00 minimum balance
  • Monthly fee of $1.00 if balance requirement not met
  • Interest bearing account - see Deposit Rates
  • Account automatically converted to our Regular Savings Account on your 24th birthday
  • Online Banking
  • Mobile Banking
  • eStatements

Apply for a Cool Cash Savings account

Christmas Club

  • $5.00 minimum deposit to open account
  • Helps you save for Christmas
  • No Monthly Fees
  • Interest bearing account - see Deposit Rates
  • If account is closed prior to the access period, all accrued interest may be forfeited
  • Online Banking
  • Mobile Banking
  • eStatements

Apply for a Christmas Club account

Contact Us

Contact one of our Personal Bankers today to learn more about our accounts and set up an appointment to open a new account. Personal Bankers