FARMERS STATE BANK OF WAUPACA

<body background="_themes/expeditn/exptextb.jpg" bgcolor="#B8DAE0" text="#000000" link="#003399" vlink="#006666" alink="#0033CC"><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td valign="top"><font face="book antiqua, times new roman, times"> <p>This page uses frames, but your browser doesn't support them.</p> </font></td></tr></table><table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td><font face="book antiqua, times new roman, times"> <p></p> <p><span lang="en-us"><font size="2"><b>Warning:</b>  E-mail transmissions are not secure.  We cannot be held responsible for any information you transmit via e-mail.  Please do not send any personal or confidential information in your e-mail message such as social security numbers, account numbers, or other personal or account related information.</font></span></p> <p><span lang="en-us"><font size="2"><b>Notice:</b>  Farmers State Bank's site includes links to other Internet sites.  These sites are independent from Farmers State Bank.  Farmers State Bank does not endorse, approve, certify or control these sites and does not guarantee the accuracy, completeness, efficacy or timeliness of information contained therein.</font></span></p> <p> </p> </font></td></tr></table></body>