Community Reinvestment Act (CRA) Public File

The Farmers State Bank of Waupaca is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). Interested parties may review the data provided and print hard copies of documents as needed. We are also able to provide you with printed copies of these documents, however, please note we may charge a reasonable fee to cover copying and mailing expenses. To request printed copies of these documents, please contact the CRA officer listed below.    

Any comments or questions about the information provided in this section, or about Farmers State Bank's CRA performance, may be directed to the bank's CRA Officer, Richard Phillipsen:

          Email:                [email protected]
          Phone:              715-258-1384
          Physical Mail:   112 W Fulton Street, Waupaca, WI 54981

The Community Reinvestment Act, enacted in 1977, encourages banks to help meet the credit needs of the communities in which they do business, including low - and moderate - income neighborhoods.

Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year:


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