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Home Equity Loans & Lines of Credit

Are you looking to remodel your home? Do you need money for that dream vacation? Are you planning to make a major purchase? Do you have a child going away to college? Are you in the process of consolidating your debt? A Home Equity Loan from Farmers State Bank can make this a reality. Our home equity loan is secured by real estate and can be either a first or second mortgage. Let one of our local lenders help you find a loan that will fit your needs.

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We Offer

  • Closed-end - Term loan amortized over specific time frame
  • Open-end - Revolving line of credit


  • Convenience
  • Can use the money for a wide variety of reasons and terms


For current rates, please call (715) 258-1400 and ask for our loan department.

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To apply for a Home Equity Loan today, please fill out our online application. Farmers State Bank of Waupaca NMLS #485154.

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Home Equity Checklist

  • Completed Application
  • 2 most recent paystubs within the last 30 days
  • 2 most recent checking & savings statements
  • Last 2 years of W2s
  • If self employed last 2 years of tax returns (include all pages)
  • Social Security and or Pension award letters
  • Investment, IRA, 401K statements
  • Drivers license for all applicants
  • Proof of homeowners insurance coverage
  • Additional items if requested by underwriters


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